實質回報的計算方法

R=名義回報
r=實質回報
h=通漲率

公式: 1+R = (1+r) * (1+h)

Sample: R=10% and h=5%

(1+10%)=(1+r)*(1+5%)
(1+r)=(1+10%)/(1+5%)
(1+r)=1.1/1.05
(1+r)=1.047619
r=1.047619-1
r=0.047619
r=4.7619%